The Money Test ™
Question 1 of 15
"C" is for "Charity"
Want a life upgrade?
What portion of your time, talent, and income do you give to others?
“17 As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. 18 They are to do good, to be rich in good works, to be generous and ready to share, 19 thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.”
1 Timothy 6:17-19
Question 2 of 15
"L" is for "Liquity"
Liquidity show maturity.
Overcome laziness, and save for the storms of life. Your emergency fund covers how many months of living expenses?
“Go to the ant, O sluggard; consider her ways, and be wise.7 Without having any chief, officer, or ruler, 8 she prepares her bread in summer and gathers her food in harvest.”
Proverbs 6: 6-8
Question 3 of 15
“E” is for “Equity”
Equity builds prosperity… but debt leaves regret. How many debts do you have?
“The rich rules over the poor, and the borrower is the slave of the lender.”
Question 4 of 15
"A" is for Austerity
Austerity brings stability. Money can be a mistress. Are you content to avoid a consumptive lifestyle and guard against the dangers of pursuing wealth?
5 Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.” 6 So we can confidently say, “The Lord is my helper; I will not fear; what can man do to me?”
Hebrews 13: 5
Question 5 of 15
“R” is for “Responsibility.”
Responsibility loves accountability.
Everyone needs an Advisory Board. How many advisors consistently speak into your life?
“Without counsel plans fail, but with many advisers they succeed.”
Question 6 of 15
"M" is for "Manage Risks"
Some think it impossible for another Great Depression in America. Nonsense. How comprehensive is your strategy to guard against inflation, taxes, and market crashes?
“Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth.”
Question 7 of 15
“O is for Own your values.
Investing is an extension of our life’s work and reputation. Does your advisor have expertise avoiding profits from pornography, abortion, or oppressive business practices?
“Such are the ways of everyone greedy for unjust gain; it takes away the life of its possessors.”
Question 8 of 15
"N" is for "Nail Down Your Income."
One of the biggest decisions for retirement is selecting the right income strategy. Have you received a formal distribution analysis showing you how to guard against running out of money?
“So, teach us to number our days that we may get a heart of wisdom.”
Psalm 90: 12
Question 9 of 15
“E” is for “Expose the Hidden Fees”
Wall Street is known for big commissions and fees. Are you interested in a free analysis to potentially save you hundreds, or even thousands of dollars every year?
“For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?”
Question 10 of 15
“Y” is for “Yearn for Conviction”
Why do markets have to be so volatile? Isn’t there a better way? Describe the confidence in your current strategy and the investments you own.
“He who observes the wind will not sow, and he who regards the clouds will not reap.”
Question 11 of 15
"P" is for "Pass along wisdom before you pass along wealth"
Do you feel confident that your heirs are capable of wisely managing your estate?
“Wisdom is good with an inheritance, an advantage to those who see the sun.
Question 12 of 15
"A" is for "Avoid Unnecessary Taxes"
At your death, will your assets pass efficiently according to your wishes and with minimal tax?
“…sometimes a person who has toiled with wisdom and knowledge and skill must leave everything to be enjoyed by someone who did not toil for it. This also is vanity and a great evil.”
Question 13 of 15
"T" is for "Treat Children Uniquely, But Love Them Equally"
How confident do you feel that your estate plan considers the unique needs and abilities of your heirs?
“So, from now on we no longer view anyone from a worldly point of view. Though we once regarded Christ in this way, we do so no longer.”
2 Corinthians 5:16
Question 14 of 15
"H" is for "Hand the Baton Early (with honorable communication)"
How successful and open are the discussions about finances with your heirs or family?
“…and what you have heard from me in the presence of many witnesses entrust to faithful men, who will be able to teach others also.
2 Timothy 2: 22
Question 15 of 15
"!" is for "High Importance!"
Has your legacy planning produced a multi-generational tradition of sound financial management for your heirs?
“I have no greater joy than to hear that my children are walking in the truth.”
3 John 1: 4