The Money Test ™
Take the test to
identify your needs
Let's meet and upgrade
your money system
confidence of a
Clear Money Path
Spend Less Than You Make
Sow and Reap
Seed the Future
Legacy & Estate Planning
Always free with no obligation
"C" is for "Charity"
Is charitable giving a strategic and satisfying part of your budget?
"L" is for "Liquity"
How many months of living expenses does your emergency fund cover?
"E" is for "Elminate Debt"
Are you worried about your current level of household or business debt?
"A" is for Austerity
Do you avoid a consumptive lifestyle and demonstrate the ability to ‘tighten your belt’ when times are tough?
"R" is for "Reward Achievement"
How would you describe your practice of rewarding achievement for yourself or your loved ones?
"M" is for "Manage Risks"
You deserve to know exactly how much you should be saving and the rate of return you need to achieve your goals. Have you received an analysis that provides that important information?
"O" is for "Own Companies, not Markets"
How many of your investments can you name, or at least explain the basics?
"N" is for "Never Time the Market"
Regarding long-term investments, if you or your investment manager believed the odds of a recession were high, would you want them to:
"E" is for "Eliminate Unnecessary Fees"
How knowledgeable do you feel about the fees you are paying for your financial and investment advice?
"Y" is for "Your Values"
In the field of Values-Driven Investing, how would you describe the interest or expertise of your advisor?
"P" is for "Pass Along Wisdom before Wealth"
Do you feel confident that your heirs are capable of wisely managing your estate?
"A" is for "Avoid Unnecessary Taxes"
At your death, will your assets pass efficiently according to your wishes and with minimal tax?
"T" is for "Treat Children Uniquely, Love then Equally"
How confident do you feel that your estate plan considers the unique needs and abilities of your heirs?
"H" is for "Honorable Communication"
How successful and open are the discussions about finances with your heirs or family?
"!" is for "Highly Important"
Has your legacy planning produced a multi-generational tradition of sound financial management for your heirs?